How to spread the cost of Christmas over 32 months without it costing you a penny – but you need to act fast

With an excellent credit rating many are finding that the zero percent credit cards are being offered a lot to them. The benefit of these cards is that being able to do Christmas shopping and have the next thirty two months to pay for it can be of tremendous help as well. Imagine, no rushing last minute, not having to dip into your savings and even some companies offering Amazon gift cards and other incentives which can add to the savings experience.

Key Takeaways:

  • With a little ingenuity and know-how, you can spread the cost of Christmas out up to three years interest-free, but you need to move quickly.
  • If you take advantage of a 0% credit card, you can spend as much money as you want up to your credit limit with no interest charges as long as you make your minimum monthly payments.
  • To take advantage of this for the Christmas season, apply for your 0% card now because it can take up to 6 weeks for processing.

“If you’re smart, you can spread the cost of Christmas over almost three years without having to either save up first or paying a penny in interest or charges – but you’ll need to act fast to take advantage”

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